The expense tracker that lives in WhatsApp

Why track expenses in WhatsApp?

Most budget apps fail for one reason: you stop opening them. A WhatsApp expense tracker removes that step. There is no extra app to download, no login screen and no form — logging a purchase takes as long as sending a text.

How the WhatsApp budget tracker works

1. Text what you spent. “Taxi 18”, “Groceries 62 at the corner market” or “Netflix 15.49” all work.
2. The AI files it. Amount, currency, category and date are understood and saved instantly.
3. Ask anything. “How much on food this month?” gets a straight answer in seconds.

What you can do from the chat

• Automatic categories: groceries, transport, subscriptions, eating out and more
• Monthly summaries broken down by category
• Budgets per category with a heads-up before you go over
• Debt and bill reminders before every due date
• Any currency — log abroad, see totals in yours
• Undo the last entry by typing “undo”

Do I need to connect my bank?

No. You tell the assistant what you spent, so it never needs access to your bank account or cards. That keeps setup to about 30 seconds and your banking details out of the picture.

Frequently asked questions

Is there a WhatsApp bot for tracking expenses?

Yes. spending.chat is an AI expense tracker that works inside WhatsApp: you text your purchases and it logs, categorizes and summarizes them.

Does it work on iPhone and Android?

Yes. It runs in WhatsApp, so it works anywhere WhatsApp does — iPhone, Android, WhatsApp Web and desktop.

Can I use it in Turkish?

Yes. The assistant understands both English and Turkish messages.