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Terms of Use

Last updated: 4 October 2026

These terms apply to your use of the spending.chat website and waitlist. By using the website you agree to them.

Early access

spending.chat is not yet publicly available. Joining the waitlist does not create an account, a contract for the service, or a guarantee of access. We may invite people in any order and may change or discontinue planned features before launch.

Acceptable use

Please only sign up with an email address you own or are allowed to use. Do not submit sign-ups automatically, attempt to disrupt the website, probe it for vulnerabilities without permission, or use it for anything unlawful.

Content and trademarks

The website, its text, design and the spending.chat name and logo belong to us. You may not copy or reuse them without our written permission, except as allowed by law.

No financial advice

Information on this website is general product information. It is not financial, tax or legal advice.

Disclaimer and liability

The website is provided “as is”. To the extent permitted by law, we make no warranties about its availability or accuracy and are not liable for indirect or consequential losses arising from its use. Nothing in these terms limits liability that cannot be limited by law.

Privacy

How we handle personal data is described in our Privacy Policy and KVKK Aydınlatma Metni.

Changes and contact

We may update these terms; the date at the top shows the current version. Questions? Email admin@spending.chat.