Bill reminders that arrive where you already chat

Why bills get missed

Bills arrive by email, by post and in different apps, and the due dates blur together. A reminder only helps if you actually see it. WhatsApp is the app you open all day, so the reminder lands where you will notice it.

How the WhatsApp bill reminder works

1. Add the bill once. “Electricity bill 450, due on the 15th, every month”.
2. Choose the repeat. Keep it one-time, or repeat it monthly so you never add it again.
3. Get the reminder. A message arrives before the due date, and you decide how many days ahead.
4. Mark it paid. Tell the assistant once you have paid, and the bill moves on to next month.

Bills it is good for

• Rent and housing costs
• Electricity, water and gas
• Internet and phone plans
• Streaming and app subscriptions
• School fees and other regular payments
• Any currency, with amounts shown in your own

Does it pay my bills?

No. spending.chat only reminds you. It never pays anything and never connects to your bank account or cards — you tell it about the bill, and it tells you when it is coming up.

Find subscriptions you forgot

Text “what are my subscriptions” and the assistant finds the payments that repeat every month and offers to add them as bills. More on the subscription tracker.

Frequently asked questions

Can a bill repeat every month?

Yes. Set it to repeat monthly once and the reminder returns every month after you mark it paid.

Does the app pay my bills for me?

No. It sends you a reminder; you pay the bill the way you normally do.

How early can I be reminded?

You choose how many days before the due date the reminder arrives, or have it sent on the day.